Office On The Go
Most interior designers scramble from one project to the next, with full days and busy schedules. For that reason, having a mobile office of some sort is crucial for so many of us. To use our time to its fullest advantage, we need to be able to complete work-related tasks as easily and efficiently as possible.There are all sorts of tools of the trade when it comes to working on the go, especially in terms of technology. One of the latest, however, allows us to use our cell phones for collecting payments onsite.
Square, for example, offers two options for fees so customers can select which plan better suits their needs. The choices are a flat fee of $275 per month and zero charge per swipe, or no flat monthly fee and 2.75 percent of each swipe. Rates are the same regardless of the type of credit card used.
When you sign up, Square provides you with a free credit card reader. Download the free app on your iPhone, iPad, or Android device and link your bank account. Plug in the reader and you're ready to take payments.
Payments taken during business hours will usually be available in your bank account the next business day, according to the Square website. You'll be sent an email confirmation when deposits are made. Similar services are available through Intuit and PayPal. Intuit offers the only payment solution built into QuickBooks.
Regardless of which company you choose to work with, be fully aware of additional fees. For example, should you have to manually enter a credit card, the Square charges 3.5 percent plus 15 cents per transaction.
Also, with Square's standard pricing, there is no limit to the number of swiped payments you can accept. But with subscription pricing, your monthly fee includes swiped transactions less than or equal to $400 and up to $250,000 per year at an annualized monthly limit of $21,000. If your volume exceeds $21,000 per month, you are charged Square's standard per-swipe fees for all subsequent transactions in the same month.
The following site charges 2.75% per swipe with no additional fees. Please read the fine print and make your own decisions. (This is just one of the sites offering this wonderful new tool.) For an on the go profession such as ours, it is hard to ignore this exciting tool!
https://squareup.com/?gclid=CNP7teuOj7UCFQu0nQodFjMA-w
